Personal Injury Settlement Calculator

Personal injury settlements are typically calculated using two main methods: the multiplier method and the per diem method. The multiplier method adds up all economic damages (medical bills, lost wages) and multiplies by a factor of 1.5 to 5 based on injury severity. The per diem method assigns a daily rate for pain and suffering from the accident date until maximum recovery.

The multiplier method calculates pain and suffering damages by multiplying your total economic damages (medical bills + lost wages + property damage) by a number between 1.5 and 5. Minor injuries typically use 1.5-3x, moderate injuries 3-4x, and severe or permanent injuries 4-5x or higher.

Key factors include: severity of injuries, clarity of liability, quality of medical documentation, impact on daily life, length of recovery, whether injuries are permanent, insurance policy limits, and the jurisdiction where the case is filed.

Simple cases with clear liability may settle in 3-6 months. More complex cases involving disputes over liability or injury severity can take 1-2 years. Cases that go to trial may take 2-3 years or longer.

Generally, no. Initial offers from insurance companies are often significantly lower than what your case may be worth. It's advisable to consult with a personal injury attorney who can evaluate whether an offer is fair based on your specific circumstances.

No. This calculator provides rough estimates based on general formulas used in the industry. Actual settlement values depend on many factors specific to your case. Always consult with a qualified personal injury attorney for accurate case evaluation.