1. Acceptance of Terms

By accessing or using our Site, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, you must discontinue use of the Site immediately.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Updated terms will be posted on the Site with the "Last Updated" date. Continued use of the Site constitutes acceptance of the changes.

3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. Prohibited activities include, but are not limited to:

• Engaging in fraudulent, abusive, or unlawful conduct.
• Attempting to hack, damage, or disrupt the Site or its security.
• Uploading or transmitting harmful code or content.

4. Intellectual Property Rights

All content, trademarks, and other intellectual property on the Site are owned by or licensed to us. You may not reproduce, distribute, or create derivative works without prior written permission.

5. User-Generated Content

If you submit content to the Site, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display it. You are responsible for ensuring your content does not infringe third-party rights.

6. Disclaimers and Limitation of Liability

The Site is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use or inability to use the Site.

7. Indemnification

You agree to indemnify and hold us harmless from any claims, liabilities, damages, or expenses resulting from your breach of these Terms.

8. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of [State]. Any disputes will be resolved through binding arbitration in [City, State], except where prohibited by law.

9. Termination

We may suspend or terminate your access to the Site at our discretion, without notice, for violations of these Terms.

Last Updated: [Date]